Getting a Car Loan or Financing a New Ford with ITIN Number
at Jim Burke Ford in Bakersfield, CA

Why Buy From Jim Burke Ford In Bakersfield Ca

Ask Us How To Get A Car Loan With ITIN, Without Social Security Number

Jim Burke Ford is proud to say yes, we work with customers that are looking to buy or lease a car and have an ITIN number and/or a social security number. Customers that have only an ITIN number can apply for Ford Credit new retail or lease approval under standard criteria without a social security number. Customers with both an ITIN and a social security number are required to use their social security number when applying. Please give us a call if you would like to buy or lease a car and have an ITIN (Individual Taxpayer Identification Number).

ITIN Program Qualifications:

  • New Ford Vehicles Only
  • New Personal and Commercial Use (Retail, Lease, Commercial Lease)
  • Minimum One Year Credit Bureau History
  • Minimum FICO of 640; No Minimum FICO if Total Advance is Less Than 70%
  • Maximum Payment to Income of 20% (including soft adds)
  • If an applicant has previously used an invalid Social Security Number, they will not be eligible for the program
  • Program Qualifications apply to Buyers, Co-Buyers, and Guarantors

Required Documents

(must be reviewed by Ford Credit prior to credit decisions)
  • Proof of Valid ITIN (Letter from IRS assigning the ITIN to the Individual or the prior years’s tax return)
  • Proof of Income (e.g., Copy of 2014 Federal Tax Return, Bank Statements or paystub)
  • Proof of One Year U.S. Residency (e.g., homeowner or copy of rental agreement)
  • Proof of Vehicle Insurance